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Cash Home Buyers in Loomis, CA: A Fast, Fair, Stress-Free Cash Offer on Your Timeline

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Maybe the roof has needed replacing for three winters and the last quote made your stomach drop. Maybe you inherited a house on an acre off King Road and you are trying to manage it from two states away. Maybe you already signed on your next home and what you need more than anything is a closing date you can actually count on.

Property Sales Group is a Sacramento-based home buyer and full-service selling resource serving Loomis. We buy houses for cash, and we are also more than that: we put three real options in front of you and let you decide. Take a fast cash offer and close in as little as 7 days, with no repairs and no showings. List on the open market for top dollar with help from a real estate agent who knows this area. Or let us fund the repairs first so you sell for more. Every path runs on a standard California Purchase Agreement, escrow opens within 24 hours of an executed contract, and your home sale is backed by our guaranteed close, or we pay you.

Loomis is a hard market to average, which is exactly why a real cash offer has to be built on your parcel and not a citywide number. Redfin reported a $750,000 median Loomis sale price for the three months ending August 2026. The Town's own Housing Element found that 76.2% of Loomis housing was built before 1990. Older homes on widely varied lots need a buyer who prices condition and land honestly, which is the only way to land on a fair price for your parcel.

Get a fast cash offer on your Loomis house, or call or text to talk to an expert at (916) 990-7376. No pressure. Just find out what your real options are.

How We Buy Houses in Loomis: Three Real Ways to Sell

There is no single right way to sell a Loomis home, so we do not pretend there is. Below are the three paths we offer, with an honest line under each about who it actually fits. Most sellers who call us are weighing speed against price, and the only way to weigh that fairly is to see all three numbers next to each other before you commit to anything.

Get a Fast Cash Offer: Sell As Is, No Repairs, No Showings

A fast cash offer from us means we buy your Loomis house as is, in whatever condition it is in today, and you never fix, clean, stage, or show it. Like most cash buyers, we purchase properties as is without asking you to make repairs first, and our cash offer accounts for the property's condition and the repair costs it will need. Unlike many cash buyers, we build that repair number with our own construction team and will walk you through it line by line.

Here is what an all cash offer from us includes:

This path fits you if your Loomis home needs work you cannot or do not want to pay for, if you are handling inherited properties from a distance, if privacy matters, or if a date on a calendar is driving the whole decision. A direct cash offer comes from the company that actually closes, so there is no bank in the middle of your transaction, and selling to cash buyers gives you far more control over the closing timeline than waiting on a financed buyer ever will. If you need to sell fast, this is the shortest distance between where you are and funds in your account.

List Your Loomis Home on the Open Market for Top Dollar

A traditional listing is the better path when your home is already market-ready, you can live with showings and contingencies, and nothing is pressing on your timeline. We will say that out loud, and we will list it for you with a real estate agent handling pricing, marketing, and negotiations.

The current numbers support that choice for the right house. Redfin reported a 12-day median market time in Loomis and 19 sales in August 2026. Realtor.com reported that Loomis homes sold an average of 2.48% below the listing price in September 2026. A prepared home on the open market can find a buyer quickly here.

One honest caveat, because sellers get surprised by it: median days on market ends when a contract is accepted, not when money hits your account. A financed buyer still has to clear underwriting and an appraisal after that, and either one can stretch or break the deal. That gap between "accepted" and "closed" is the thing a cash sale removes entirely.

The trade-off runs the other direction too. A cash offer is often below full market value, because what you are buying with that discount is speed, certainty, and zero out-of-pocket cost. If your home shows well and you have the time, listing with a real estate agent usually nets more even after agent commissions and closing costs. We would rather tell you that than talk you into the wrong path.

Fix Now, Sell for More: We Fund the Repairs

Fix Now, Sell for More means we pay for the repairs and upgrades upfront, out of our pocket, and you sell for a higher sale price afterward. You write no checks, pull no permits, and chase no contractors.

This path exists because of how Loomis homes were built. The Town's Housing Element estimated that 25% to 30% of Loomis housing could need some form of rehabilitation, and the largest construction decade in that same data was 1980 to 1989, with 960 units. Houses from that era are frequently sound underneath and simply tired on the surface: original roofs, aging plumbing, kitchens and baths that date the whole property in a buyer's mind.

Our construction team scopes the work strategically, not exhaustively. We target the upgrades that attract buyers and move the sale price, and we skip the ones that do not pay for themselves. Then we sell, and you keep the gain from the improvements.

This path fits you if your home has real upside but you have no cash to unlock it, and you have a few extra weeks to let the work happen. If you would rather not wait, we will put a cash offer next to it so you can compare the two outcomes side by side.

Loomis Property Types We Buy Houses In

We buy detached single-family homes, larger-lot and acreage parcels, and properties that a standard suburban buyer would walk away from. Detached single-family homes represented 85.4% of Loomis housing in 2010, and Loomis zoning sets new-subdivision minimum lot standards of 4.6 acres in RA, 2.3 acres in RE, and 40,000 square feet in RR zones, so "a house in Loomis" can mean a compact lot near the town core or several acres with a private drive.

Properties we regularly buy as is:

Around here, an as is sale means more than an outdated kitchen. Local investors like us buy homes in any as-is condition, and in Loomis that regularly means land, structures, and open questions, not just finishes. None of it has to be resolved before we make a cash offer.

Situations We Help Loomis Homeowners Through

Most people who call us are not selling because they want to, and we have never once treated that as something to be embarrassed about. Just because you find yourself in a tough situation does not mean you deserve anything less than a fair deal.

We also handle what comes after the home sale. Moving assistance and coordination, help finding your next place, and timelines that bend faster or slower than a standard escrow, depending on what your family actually needs.

Not sure which path fits? Tell us the address and we will show you all three numbers. No pressure, no obligation, and no one-size-fits-all answer.

Why Loomis Sellers Choose Us Over Other Companies That Buy Houses for Cash

Two fears stop most Loomis homeowners from calling anyone: getting lowballed, and getting trapped by a company they cannot verify. Both are fair. Here is the checkable detail behind how we work, plus an honest briefing on the rest of the category so you can judge us against it.

We Are the Buyer, Not a Wholesaler Assigning Your Contract

When you sign with us, Property Sales Group is the actual buyer, and our own funds close the transaction. Direct buyers work this way. A wholesaler, by contrast, ties up your house under contract and then shops that contract to a third party for a fee. If they cannot find anyone, your cash deal quietly dies, and you have lost weeks you cannot get back.

What we do instead, every time:

Ask any reputable buyer to show you those four things in writing. The honest ones can.

Our In-House Construction Team Lets Us Make a More Competitive Cash Offer

Most cash home buyers have to price an outside contractor's bid and margin into the repair deduction on your offer, and when they are unsure, they pad it. We estimate and perform the renovation ourselves, with our own crews, so the repair allowance in our cash offer is a real number we can show you line by line. That is the whole mechanism behind a fair cash offer: fewer unknowns, less padding.

In Loomis that difference gets large fast. Local grading rules specifically address rock outcroppings, creeks, native trees, steep slopes, flood zones, and unstable soils, and a buyer with no construction knowledge sees that list and applies a blanket discount to protect themselves. Our estimators price grading, drainage, tree work, and access the way they actually cost, which usually means a better number for you, not a worse one.

That capability is also what lets us say yes to the properties other companies that buy houses for cash quietly pass on.

The Cash Offer Marketplace: Not Every Cash Buyer Is the Same

The cash offer marketplace covers four very different business models, and the cash offer you get depends heavily on which one is calling you back. Here is the plain-language breakdown:

Across the whole category, cash buyers typically pay somewhere between 50% and 85% of market value, with condition and repair scope driving where you land in that range. We would rather you understand that spread than be surprised by it. For the record, we never deduct a service fee, and the buyer pays the standard costs in our transactions, not you.

Side by Side: Cash Offer, Traditional Listing, or Funded Repairs

What you are comparing Our cash offer Listing on the open market Fix now, sell for more
Typical timeline As little as 7 days, or your date Weeks to months, plus escrow Repair window, then a traditional sale
Repairs required None, we buy houses as is Usually yes, paid by you Yes, funded by us
Agent commissions None Standard commissions apply Handled in the plan we show you
Service fee None None, but other costs apply None
Closing costs We cover the standard costs, including escrow fees Typically shared or paid by you Reviewed up front
Financing risk None, we pay cash Appraisal and underwriting risk Depends on the end buyer
Likely gross price Below full retail Highest potential Higher than as-is value
Our cash offer
Typical timeline As little as 7 days, or your date
Repairs required None, we buy houses as is
Agent commissions None
Service fee None
Closing costs We cover the standard costs, including escrow fees
Financing risk None, we pay cash
Likely gross price Below full retail
Listing on the open market
Typical timeline Weeks to months, plus escrow
Repairs required Usually yes, paid by you
Agent commissions Standard commissions apply
Service fee None, but other costs apply
Closing costs Typically shared or paid by you
Financing risk Appraisal and underwriting risk
Likely gross price Highest potential
Fix now, sell for more
Typical timeline Repair window, then a traditional sale
Repairs required Yes, funded by us
Agent commissions Handled in the plan we show you
Service fee None
Closing costs Reviewed up front
Financing risk Depends on the end buyer
Likely gross price Higher than as-is value

Net proceeds are what actually matter, and the highest gross price does not always win once agent commissions, repairs, carrying costs, and closing costs come out. We will run the comparison with your real numbers before you decide anything.

How California Sellers Spot the Best Cash Home Buyers: Five Questions to Ask

Ask these five questions before you sign anything, with us or with anyone else:

And compare offers from more than one buyer. Sellers who gather multiple cash offers frequently end up with a higher final number, and that is fine by us. Worth knowing too: in a competitive market, a cash offer can come in below a financed offer on gross price, because the financed buyer is spending a bank's money and you are the one carrying the risk that the bank says no.

Guaranteed Close, or We Pay You

Our 100% Guaranteed Sale means that if we fail to close after you sign, you receive a cash payment from us. That is the whole point: the risk of a failed closing moves off your shoulders and onto ours.

Behind that promise is a company you can look up. We have been BBB Accredited since March 19, 2020, with an A+ rating listed under our legal entity, BKSP Property LLC. We have 45 employees and 37 combined years of experience across acquisitions, construction, project management, and operations. Homeowners we have worked with are named and on the record, including Lynn McCook in Antelope, Ryan Cramer in Sacramento, and Debbie Osbo in Sacramento. Agents know us too, and our Agent Program exists for exactly that reason.

Still in research mode? Read all reviews first. We would rather you call us already convinced.

We Will Tell You Honestly When Listing Beats a Cash Offer

Selling for cash usually nets less than selling at full retail, and anyone who tells you otherwise is selling you something. The discount is what pays for speed, certainty, and the fact that you spend nothing out of pocket and fix nothing.

So when a Loomis home is genuinely market-ready and the owner has time, we say so. Then we list it, market it, and negotiate it on the traditional path with a real estate agent, because our business is helping you reach the best outcome, not forcing every conversation into one transaction type. A good name is worth more to us than any single deal.

Talk to Serge today at (916) 990-7376. Ask him anything you want before you share a single document.

How It Works: From First Call to Closing Day in Loomis

Five steps, with real timing at each one. The reason a cash sale moves faster than a financed home sale is simple: there is no lender, which means no mortgage underwriting, no appraisal contingency, and no waiting on a bank's schedule. Most cash home buyers close within 7 to 30 days for exactly that reason, and we also cover the standard closing costs that would otherwise come out of your proceeds.

Step 1: Share Your Address and Tell Us Your Situation

Start with your property address through the online form and instant cash offer tool on our site, or call or text us directly at (916) 990-7376. We ask what the house is, roughly what condition it is in, whether anyone is living there, and what your timeline looks like.

We ask about the situation because the situation changes the recommendation. A seller with four months and a tidy house gets different advice from us than a seller with a trustee deadline and a failing roof. Nothing you tell us obligates you to anything.

Step 2: We Visit for a Simple Walk-Through

Next we come out for a walk-through, which is not an inspection and not an appraisal. No one is grading your housekeeping, and nothing has to be moved, cleaned, or repaired beforehand.

We are looking at condition, the lot, access and driveway, any outbuildings, how water moves across the property, and any visible work that looks unpermitted or unfinished. In Loomis the land often matters as much as the house, so we spend real time outside. It usually takes under an hour.

Step 3: You Get a No-Obligation Cash Offer, Usually Within 24 to 48 Hours

Your no obligation cash offer typically comes back within 24 to 48 hours, and that initial offer comes with the math attached. We build the number from recent comparable sales near your parcel, a repair allowance priced by our own construction team rather than guessed at, and the lot factors that actually affect cost: slope, drainage, trees, and access.

Then we show you all three paths side by side, with an estimated net for each: what you would take home on the cash offer, what a listing on the open market might net after agent commissions, repairs, carrying costs, closing costs, and time, and what a funded renovation could produce. You compare real numbers instead of promises.

Step 4: Sign a California Purchase Agreement and We Open Escrow in 24 Hours

When you accept, we sign a standard California Purchase Agreement and open escrow with Fidelity within 24 hours, with our earnest money deposited into the escrow account within 24 to 48 hours after that. From that moment there is a neutral third party holding the file and a clear paper trail.

During due diligence we handle title and confirm the permitting authority for your parcel, including a look at available permit records. You do not have to resolve any of it before we buy.

Step 5: Pick Your Closing Date and Get Paid

You choose your own closing date. That can be as little as 7 days out, or several weeks later if you need the time to pack, find your next place, or finish a school term. Flexible closing dates are standard with us, not an exception we make under pressure.

If you need funds before you move, you can take a cash advance of up to $100,000 before move-out. We coordinate movers, and we help with finding your next home. Estimated net proceeds we share with you are estimates for comparison purposes, not tax or legal advice, and we will always encourage you to confirm your own situation with a qualified professional.

Selling in Loomis: What Actually Affects Your Cash Offer Here

Four things move a Loomis cash offer more than anything else: the comparable sales nearest your parcel, the age and condition of the house, the land itself, and which government actually has jurisdiction over the property. Here is how each one works.

Loomis Home Values Vary Widely, Which Is Why Address-Level Comps Matter

The public home-value numbers for Loomis disagree with each other because they measure different things, not because any of them is wrong. Zillow's Loomis Home Value Index was $943,334 as of August 31, 2026, while Zillow also reported a median list price of $1,432,500 across 55 listings as of September 30, 2026. Redfin reported a $750,000 median sale price for the three months ending August 2026.

Look at the sales volume and the picture clears up: Redfin recorded 19 Loomis sales in August 2026. In a market that small, a handful of acreage or estate closings pulls a median hundreds of thousands of dollars in either direction. A list-price median also reflects what sellers are asking today, not what buyers actually paid.

So we do not price your home off a citywide average, and you should be skeptical of any cash buyer who does. We price your parcel: your street, your lot size, your condition, your access, and the closed sales that genuinely compare. That is the difference between a guess and a competitive cash offer you can act on.

Older Loomis Homes, Deferred Maintenance, and Why As Is Is Not a Problem Here

The age of the local housing stock is the single biggest reason cash home buyers are active in Loomis. The Town's Housing Element found that 76.2% of Loomis housing was built before 1990, with the 1980 to 1989 decade alone producing 960 units, and it estimated that 25% to 30% of the stock could need some form of rehabilitation.

That rehabilitation tends to fall into predictable categories: roof replacement, plumbing, general rehabilitation of kitchens and baths, and fire and earthquake safety work. Any one of those major repairs can scare off a traditional buyer or trip up their lender's appraisal.

We buy houses in exactly that condition. If you would rather capture the upside than hand it to us, the Fix Now, Sell for More path lets us fund that same work and sell the house improved, with nothing out of your pocket. Two legitimate answers to the same house, and you pick based on time and appetite, not on what we would prefer.

Acreage, Creeks, Trees, and Grading: The Loomis Factors Other Buyers Discount Blindly

Land characteristics change a Loomis renovation budget more than almost anything inside the house, and they are the number one reason inexperienced cash buyers either lowball or walk. Local grading rules specifically address rock outcroppings, creeks, native trees, steep slopes, flood zones, and unstable soils, and a geotechnical investigation may be required for cuts or fills over ten feet, suspected expansive soil, or known geological hazards.

Water matters here too. Antelope Creek, Secret Ravine, Sucker Ravine, and their tributaries cross or affect the Town, and portions of Loomis sit in 1% and 0.2% annual-chance flood zones tied to those creeks and ravines. A property in or near one of those areas can make a financed buyer's lender nervous, even when the house itself is fine. When we pay cash, that lender anxiety never enters the transaction.

Winter is when all of this shows itself: standing water, a roof that only leaks in a long storm, a driveway that turns soft. If you are reading this in the wet months and wondering whether to fix it before listing, that is the conversation worth having with us.

Our construction estimators price these factors as line items rather than applying a protective blanket discount to the whole offer. That is the practical, dollars-on-the-page benefit of a cash buyer with its own crews.

Town of Loomis or Just a Loomis Mailing Address? It Changes Everything

A Loomis mailing address does not always mean the property is inside the incorporated Town of Loomis, and that distinction decides who regulates the property. Inside Town limits, building permits are issued through Town Hall at 3665 Taylor Road. Outside Town limits, a Loomis-address parcel may fall under Placer County instead.

Sterling Pointe is a clear illustration: its own association describes it as a 157-acre, 64-homesite development approximately six miles from the Town of Loomis. Loomis address, different jurisdiction.

Why it matters to you practically: permit history, what counts as legal existing work, and what a future renovation requires all follow jurisdiction. There is also a rule many sellers never hear about, which is that a contractor performing permitted work inside the Town must hold a Town of Loomis business license before a building permit can even be processed. That is one more reason we handle this with our own team rather than guessing.

We confirm jurisdiction by parcel during due diligence. You do not need to resolve permit questions before we buy, and we will not ask you to. Permit and legal questions may ultimately need confirmation from the Town, the County, the title company, or a qualified professional, and we will tell you plainly when that is the case.

Where We Buy Houses in and Around Loomis

We buy throughout Loomis and the surrounding area, from the older homes near the Taylor Road and Horseshoe Bar Road town core out to larger-lot properties along King Road, Brace Road, Barton Road, Laird Road, and Sierra College Boulevard. Plenty of our conversations start with a house a few minutes from the Historic Loomis Train Depot at 5775 Horseshoe Bar Road, and plenty more start with acreage well outside the town core.

Placer County Assessor records include recorded subdivision names such as Loomis Townsite, Loomis Acres, Loomis Hills, Loomis Palms, and Loomis Ranch. Newer large-lot development shows up in the record too, including Cambridge Estates, recorded as a 65-lot Loomis subdivision with its map finalized in 2004. We use recorded names and real corridors when we talk about location, rather than inventing neighborhood brands that do not exist on any map.

Our office is in Sacramento at 9719 Lincoln Village Drive, Suite 609, and we serve Loomis from there, along with Fair Oaks, Placerville, Auburn, and Antelope across Northern California. We are not a national fund running a spreadsheet from another time zone. We are a local company transforming our community one house at a time.

On the renovation side, the logistics are local too. Construction and demolition debris from a renovation can go to the Western Placer Waste Management Authority facility at 3195 Athens Avenue in Lincoln, which accepts self-haul material, and Placer County identifies Recology Auburn Placer as the waste hauler serving Loomis. Those are public resources, not partners of ours, and we mention them only because clearing out a property is a real part of what we take off your plate.

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Frequently Asked Questions

A cash buyer is a buyer purchasing with their own funds and no mortgage, who can show proof of funds instead of a mortgage approval. Because there is no lender, there is no underwriting, no appraisal contingency, and no risk of financing falling through late in escrow. Buyers who pay cash are not unusual: about 39.1% of homes were bought with cash in 2025, and 27% of homebuyers paid cash in March 2026. We are the actual buyer on every transaction we sign, which means direct buyers at our own company close with our own funds rather than assigning your contract to someone else.

Across the category, cash buyers typically pay 50% to 85% of fair market value, and where your house lands in that range depends almost entirely on condition, repair scope, and the lot. A cash offer moves up when the house is structurally sound and the work is cosmetic, and down when a roof, plumbing, foundation, grading, or access problem is in play, because every cash offer accounts for property condition and the cost of repairs. Our in-house construction team estimates that repair cost directly, so we are not padding for an outside contractor's margin, and we pay all fees, agent commissions, and standard closing costs, which saves a seller approximately $15,000 to $20,000 compared with a traditional sale. Gross price and net proceeds are two different numbers, and we will show you both.

No. There is no service fee on our cash offer, no seller fee, no agent commissions, and no out-of-pocket expenses. The buyer pays the standard closing costs on our purchases, including escrow fees, which is us, so seller closing costs do not come out of your sale proceeds. Some national cash home buyers deduct a service fee of roughly 5% to 7% from the offer they quote you, so when you are comparing companies that buy houses, always ask for the net number after every deduction rather than the headline price. This is general information, not tax or legal advice.

We can close in as few as 7 days, and 7 days is a floor rather than a promise, since title and escrow still have to do their work. Most cash transactions nationally close within 7 to 30 days, and selling to a cash buyer gives you far more control over that date than a financed home sale does. If you need longer, take longer: we regularly close on a seller's schedule weeks out, and you can take a cash advance of up to $100,000 before you move out if you need funds sooner. We also coordinate movers and help you find your next place.

Yes, we buy houses as is, including homes with roof and plumbing needs and homes with unpermitted or unfinished work. That condition is common here, since the Town Housing Element estimated 25% to 30% of Loomis housing could need some form of rehabilitation, and we are in business precisely because local investors buy homes in any as-is condition with no repairs and no showings required. During due diligence we review available records and confirm the correct permitting authority for your parcel, whether that is the Town through Town Hall at 3665 Taylor Road or the County, and we do not promise that any unpermitted work will be automatically legalized. If you would rather correct it and sell for more, our fix-and-sell path funds that work, and we will show you both numbers before you choose.

The rule of thumb: market-ready home plus time on your side means list on the open market, while condition problems, a hard deadline, a need for privacy, or a need for certainty means take the cash offer. Loomis has been moving quickly, with a 12-day median market time and 19 sales reported in August 2026, and homes selling an average of 2.48% below asking in September 2026, so a prepared house listed with a real estate agent can do well. Remember that days on market ends at contract acceptance, not at closing, and a financed buyer still has underwriting and an appraisal ahead of them. Selling for cash usually produces a lower sale price, which is the honest trade for convenience and certainty, so gather more than one cash offer, since comparing several often improves your final number. We will run both scenarios for you; none of it is tax or legal advice, and your own accountant or attorney should confirm anything specific to your situation.

Yes. We buy houses with Loomis addresses inside and outside the incorporated Town, plus Sacramento, Fair Oaks, Placerville, Auburn, and Antelope across Northern California. Some developments with Loomis mailing addresses sit well outside Town boundaries, and Sterling Pointe's own association describes it as a 157-acre, 64-homesite development roughly six miles from the Town of Loomis. Jurisdiction affects permits and process, not whether we will make you a cash offer.

Find Out What Your Loomis Home Is Worth: No Pressure, No Obligation

You do not have to have it all figured out before you call. Most people reach us in the middle of something hard, and our first job is to give you clarity, not a pitch.

Three real options, every time:

All three carry the same commitments: a standard California Purchase Agreement, escrow opened within 24 hours, no fees, no service fee, no seller fee, no agent commissions, no out-of-pocket expenses, and a guaranteed close, or we pay you.

Two ways to start. Submit your property address for a cash offer estimate, usually back to you within 24 to 48 hours. Or call or text Serge directly at (916) 990-7376, or email [email protected]. Our office is at 9719 Lincoln Village Drive, Suite 609, in Sacramento, just off Highway 50, and we are out in Loomis regularly.

A no obligation offer costs you nothing and commits you to nothing. You do not have to choose between speed and fairness. See all three numbers, then decide, and move forward with confidence.

If you text us, you are agreeing to receive messages about your property, up to 4 messages per month, and you can reply STOP at any time to opt out.

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We at Property Sales Group are committed to helping homeowners sell their properties quickly and efficiently. Our experienced team with a combined 37 years of experience understands the local real estate market in Loomis and the surrounding areas, enabling us to make you a fair offer, regardless of your home's condition or your circumstances.

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Whether you're in the heart of Loomis or in the surrounding communities, we are ready to buy your house. You can see cash in your hand within 7 days compared to other local real estate investors where it can take up to three to six months.

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